Godrej Housing Finance Expands Affordable Home Loans in Kharadi, Pune
Godrej Capital's housing finance arm has widened its affordable home loan presence in Kharadi, aiming at first-time homebuyers and self-employed customers in one of Pune's fastest-growing housing areas.
By Sham Rathi ·
Godrej Housing Finance, a subsidiary of Godrej Capital, the financial services arm of the Godrej Industries Group, has expanded its affordable housing finance presence in Kharadi, Pune. The company announced the move on 27 October 2026.
Why Kharadi
The company describes Kharadi as one of Pune's fastest-growing residential areas. IT jobs, better roads and nearby business districts keep housing demand steady there, especially among working professionals and people buying their first home. Godrej Capital says new projects, steady buyer interest and strong property registrations across Pune are supporting demand in the affordable and mid-range segments.
Who the loans are for
Godrej Capital offers affordable housing loans with flexible tenures for both salaried and self-employed customers, including first-time buyers. It works with more than 4,000 local connectors, developers and channel partners to reach newer housing areas.
Mehernosh Tata, MD and CEO, Godrej Housing Finance, said Maharashtra remains a priority market because of strong housing demand in both big cities and growing towns. He said the company's expansion is aimed at making homes more affordable and loans easier to get for first-time buyers and self-employed people, using technology-based loan checks and a large partner network.
Maharashtra numbers
- Godrej Capital's total assets under management (AUM) stood at over ₹30,000 crore as of August 2026.
- Maharashtra makes up nearly 30% of Godrej Housing Finance's portfolio.
- The company is targeting an AUM of over ₹11,800 crore by the end of this financial year.
- Besides Kharadi, it serves Shirdi, Chhatrapati Sambhajinagar, Nagpur, Jalgaon, Latur, Pandharpur, Badlapur, Amalner and Chalisgaon.
Godrej Capital also offers business loans, gold loans, supply chain finance and personal loans. Details are on godrejcapital.com.
Questions and answers
What has Godrej Housing Finance announced for Kharadi, Pune?
On 27 October 2026, Godrej Housing Finance, part of Godrej Capital, said it has expanded its affordable housing finance presence in Kharadi, Pune.
Who can take an affordable home loan from Godrej Housing Finance in Pune?
Salaried and self-employed customers, including first-time homebuyers. The loans come with flexible tenures.
Why did Godrej Housing Finance choose Kharadi in Pune?
The company describes Kharadi as one of Pune's fastest-growing residential areas, with steady housing demand from IT professionals and first-time buyers.
Who is the MD and CEO of Godrej Housing Finance?
Mehernosh Tata is the MD and CEO of Godrej Housing Finance.
How big is Maharashtra for Godrej Housing Finance?
Maharashtra accounts for nearly 30% of Godrej Housing Finance's portfolio. Godrej Capital's total AUM was over ₹30,000 crore as of August 2026.
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